{"value":{"id":1756970,"askingMemberId":5141,"askingMember":null,"house":"Commons","memberHasInterest":false,"dateTabled":"2025-01-20T00:00:00","dateForAnswer":"2025-01-22T00:00:00","uin":"25027","questionText":"To ask the Secretary of State for Environment, Food and Rural Affairs, if he will make an assessment of the potential merits of extending the Flood Re scheme to non-owner occupiers.","answeringBodyId":13,"answeringBodyName":"Department for Environment, Food and Rural Affairs","isWithdrawn":false,"isNamedDay":false,"groupedQuestions":[],"answerIsHolding":false,"answerIsCorrection":false,"answeringMemberId":4645,"answeringMember":null,"correctingMemberId":null,"correctingMember":null,"dateAnswered":"2025-01-28T00:00:00","answerText":"<p>The Flood Re scheme allows for insurers to offer discounted premiums to leasehold or landlord owned properties consisting of three or less units where the freeholder/landlord lives in the property. As larger blocks, of four or more units, are classified as a commercial business, the Flood Re scheme does not apply for buildings insurance. Tenants and leaseholders can obtain contents insurance supported by Flood Re, regardless of the size of the block.</p><p> </p><p>There are currently no plans to extend the scope of the scheme, however Defra regularly reviews all policies, including eligibility for Flood Re.</p>","originalAnswerText":"","comparableAnswerText":"","dateAnswerCorrected":null,"dateHoldingAnswer":null,"attachmentCount":0,"heading":"Flood Re","attachments":[],"groupedQuestionsDates":[]},"links":[{"rel":"self","href":"/Questions/1756970","method":"GET"}]}